The Bristol Mortgage Advisor

We’ve re-engineered the mortgage process to put you in control. If you’re looking for a personalised yet professional service to help you find the most suitable mortgage option for your current circumstances, we’ve got you covered.

Your Journey To Ownership

Not sure where to begin? Follow our simple steps to start your home-buying journey today!

We’re here to put you first. Understanding what matters most to you, your hopes, needs, and future dreams, is at the heart of everything we do. By getting to know you, we can provide the care and support you need to achieve your goals.

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With a clear understanding of your priorities, we’ll provide tailored recommendations designed to help you achieve your goals. Whether you’re securing your first home, your forever home, or an additional property, we’ll offer options that align with your dreams. Beyond that, we’ll work with you to futureproof your plans, ensuring you stay in your home no matter what life brings.

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Once you’re happy with our recommendations, we’ll be by your side to guide and support you every step of the way. We’ll handle the mortgage application process with the lender and secure protection plans to give you complete peace of mind – ensuring you can stay in your home once you’ve moved in.

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From application to completion, we’ll work tirelessly with lenders, solicitors, and providers to keep your case progressing smoothly and efficiently. Our goal is to take the stress off your shoulders, managing everything so that when the time comes, your keys are in your hands and all the details are perfectly aligned.

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Meet the team

Your Friendly Founders

Whether you’re a first-time buyer in Bristol eager to make the most of your new purchase or seeking peace of mind for your family’s future, we’re dedicated to guiding you every step of the way.

Dan Collins

Mortgage Advisor

Gemma White

Protection Advisor

Understanding the Mortgage Process

Step 1

Agreement in Principle (AIP)

Before you start booking viewings, it’s best practice to get an AIP, also known as a Decision in Principle (DIP). This is a lender’s indication that they’d be willing to lend to you in principle, demonstrating to sellers and estate agents that you’re a serious buyer.

Step 2

The Formal Application

Once your offer is accepted, it’s time to make things official. Your lender will then conduct an analysis of your finances. You’ll need to have your payslips, bank statements, and proof of deposit ready for review.

Step 3

Valuation & Underwriting

While the lender’s underwriters are double-checking your paperwork, they’ll also send a surveyor to the property. This is to make sure the house is actually worth the price you’re paying.

Step 4

The Mortgage Offer

If everything aligns, you’ll receive your formal mortgage offer. This is the legal contract that locks in your interest rate and monthly payments. Keep this safe, as your solicitor will need it to move forward.

Step 5

Exchange & Completion

Your solicitor handles the legal transfer of ownership (conveyancing). Once contracts are exchanged, the sale becomes legally binding. Completion usually follows shortly after, when the funds are released and you receive the keys to your new home.

Your Local Bristol Mortgage Advisors

We understand how difficult the mortgage market is, and that’s why we’re here to help you every step of the way. If you’re after a quick answer or would like to discuss your long-term property goals, our Bristol-based team is always here to help. You can reach out to us via phone or email, or visit our Henleaze office for a scheduled face-to-face consultation.

Testimonals

What Our Clients Say About Us

Our clients’ testimonials reflect our commitment to providing exceptional service and personalised solutions.

Dan has been extremely professional with great communication. He has a special ability to deal with the more challenging issues in the world of mortgaging. He has delivered on two occasions for me now and I would certainly recommend The Mortgaged Bristol Limited.

A very positive experience with TheMortgaged. Dan Collins provided excellent advice and support throughout the whole process. He takes the time to ensure you get the best possible outcome, a fantastic service! I would thoroughly recommend this mortgage company, especially to first time buyers.

Dan at TheMortgaged sorted our mortgage for us. He is a really good communicator, professional and punctual and will work to get you the best offers available on the market. I would highly recommend.

Dan was incredibly helpful from start to finish. He was readily available and kept me in the loop throughout - I found he'd emailed me before I even had a chance to check in with him, making it a stress free process!

I had a great service. Dan was really responsive to all my worries and concerns and it was great to have him at the end of the phone through this process. I'd really recommend them to anyone looking for a mortgage.

Dan has been very professional and dealt with my request promptly. I have no hesitation in recommending him to anyone who needs Mortgage advice.

Dan was incredibly helpful helping choose and secure my mortgage, and Gemma was brilliant on advising on insurance. As a first time buyer, their help was invaluable

Great service from Dan and Gemma in helping us with our mortgage application and protection. As first time buyers this was all very daunting to us at first, but they were both incredibly helpful and supportive in the process and provided good advice on the best options available to us. The application process went very smoothly thanks to their help.

Couldn't recommend Dan highly enough! Helped me buy my first home and made it so easy! Got me a great deal and answered all of my many many questions. Have already passed his details to my friends and I would not go anywhere else in the future for my mortgage needs. Thank you again!

I had an incredibly positive experience with Mortgaged while they handled my recent remortgage. Every aspect of the process was managed with the utmost efficiency and in a timely manner. Dan proved to be exceptionally informative and knowledgeable about the industry, demonstrating a genuine willingness to go above and beyond to assist me. Moving forward, I won't consider any other option for my mortgage needs!

Dan was amazing from beginning to end through a process that was not always straight forward. Would definitely recommend. Thank you!

Both Dan and Gemma have been incredibly helpful throughout the whole process, it could not have been any smoother! No questions left unanswered, and a great customer service overall. Thanks again!

Dan was nothing short of outstanding. Always on hand for any needs that we had and secured us the very best deal with minimal hassle. 100% recommend. Five stars.

Dan worked tirelessly to get our mortgage approved, calling the lender everyday when they were dragging their feet. We recommend him highly!

Very professional and prompt. Thank you!

Highly recommend Dan and Gemma who helped us find a mortgage and insurances, even considering some tricky situations in our lives. Thank you both!

Dan was great from start to finish. He really took his time explaining everything to us as first time buyers and ensuring we had to right mortgage to suit our priorities. He went above and beyond in a number of ways that has materialised for us over the past couple of weeks. We couldn’t thank him enough!

Why us

we have a solution for everyone

For First Time Buyers

Buy-To-Let Mortgages

Niche Mortgages

Our experienced mortgage advisors can help if you’re new to the industry.

Plan Your Purchase with Our Interactive Tools

We’ve built these tools to give you clarity on your financial options. Before you commit to a property, use our calculators to compare deals, estimate costs, and better understand your protection needs.