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When you buy a home, your mortgage repayments are often based on your combined household income. But life is unpredictable, and the emotional pain of losing a loved one can quickly be compounded by financial worries.
 
While the chance of this happening during your mortgage term is small, having Life Insurance to protect your mortgage offers peace of mind. It ensures your mortgage is fully paid off if the unthinkable happens, lifting a heavy burden and allowing your family to stay in the home you’ve built together.
 
At Mortgaged., we go beyond simply setting up life insurance. We’ll help you explore writing your policy into trust at no extra cost, ensuring any payout reaches your loved ones promptly, bypasses inheritance tax, and avoids long probate delays. We’ll guide you in selecting trustees and beneficiaries to ensure everything is in place.
 
And we’re here for you every step of the way. Whether checking in to make sure your coverage still fits your needs or guiding you through a claim, we’ll stand by your side with care and support when you need it most.

The 4 Steps to Peace of Mind

Getting to Know You

We’ll take the time to really get to know you, your dreams, your worries, and your financial situation. This helps us understand what truly matters to you and how we can protect the people and things you love the most.

A Plan That Fits Your Life

Whether you’re caring for a family, building a future on your own, or anything in between, we’ll carefully consider all your options. Together, we’ll find a plan that feels right for you and gives you the protection you deserve.

Supporting You Every Step

When you’re ready to move forward, we’ll take care of the details for you. From the application process to the day your policy starts, we’ll be there to guide and support you so you don’t have to worry about a thing.

Giving You Peace of Mind

Once everything is set up, you can relax knowing that, no matter what life throws your way, you and your loved ones will be taken care of. And as your life changes, we’ll be there to review your plan and make sure it still fits your needs.

Why us

we have a solution for everyone 

Life Insurance

Family Income Benefit

Income Protection

Critical Illness Cover

Home Insurance

Business Protection

Testimonals

What Our Clients Say About Us

Our clients’ testimonials reflect our commitment to providing exceptional service and personalised solutions.

Exceptional Service and Expert Solutions
Alex K - November 2024
Dan has been extremely professional with great communication. He has a special ability to deal with the more challenging issues in the world of mortgaging. He has delivered on two occasions for me now and I would certainly recommend The Mortgaged Bristol Limited.
Outstanding Service for First-Time Buyers
Rebecca H - November 2024
A very positive experience with TheMortgaged. Dan Collins provided excellent advice and support throughout the whole process. He takes the time to ensure you get the best possible outcome, a fantastic service! I would thoroughly recommend this mortgage company, especially to first time buyers.
Professional, Reliable Service and Expertise
Neil M - November 2024
Dan at TheMortgaged sorted our mortgage for us. He is a really good communicator, professional and punctual and will work to get you the best offers available on the market. I would highly recommend.
Seamless, Stress-Free Mortgage Experience
Michael B - November 2024
Dan was incredibly helpful from start to finish. He was readily available and kept me in the loop throughout - I found he'd emailed me before I even had a chance to check in with him, making it a stress free process!
Responsive, Supportive Service You Can Trust
Rebecca S - November 2024
I had a great service. Dan was really responsive to all my worries and concerns and it was great to have him at the end of the phone through this process. I'd really recommend them to anyone looking for a mortgage.
Professional, Prompt Service and Advice
Peter F - November 2024
Dan has been very professional and dealt with my request promptly. I have no hesitation in recommending him to anyone who needs Mortgage advice.
Expert Guidance for First-Time Buyers
Nick M - September 2024
Dan was incredibly helpful helping choose and secure my mortgage, and Gemma was brilliant on advising on insurance. As a first time buyer, their help was invaluable
Supportive, Expert Service for First-Time Buyers
Tom M - June 2024
Great service from Dan and Gemma in helping us with our mortgage application and protection. As first time buyers this was all very daunting to us at first, but they were both incredibly helpful and supportive in the process and provided good advice on the best options available to us. The application process went very smoothly thanks to their help.
Exceptional Service for First-Time Buyers!
Melissa W - June 2024
Couldn't recommend Dan highly enough! Helped me buy my first home and made it so easy! Got me a great deal and answered all of my many many questions. Have already passed his details to my friends and I would not go anywhere else in the future for my mortgage needs. Thank you again!
Efficient, Knowledgeable, and Reliable Service
Kayleigh B - April 2024
I had an incredibly positive experience with Mortgaged while they handled my recent remortgage. Every aspect of the process was managed with the utmost efficiency and in a timely manner. Dan proved to be exceptionally informative and knowledgeable about the industry, demonstrating a genuine willingness to go above and beyond to assist me. Moving forward, I won't consider any other option for my mortgage needs!
Outstanding Support Through Every Step
Ines A - October 2024
Dan was amazing from beginning to end through a process that was not always straight forward. Would definitely recommend. Thank you!
Seamless Process with Exceptional Support
Harley V - August 2024
Both Dan and Gemma have been incredibly helpful throughout the whole process, it could not have been any smoother! No questions left unanswered, and a great customer service overall. Thanks again!
Outstanding Service, Best Deal Secured
Nick A - July 2024
Dan was nothing short of outstanding. Always on hand for any needs that we had and secured us the very best deal with minimal hassle. 100% recommend. Five stars.
Dedicated, Tireless Service – Highly Recommended
Jasper C - July 2024
Dan worked tirelessly to get our mortgage approved, calling the lender everyday when they were dragging their feet. We recommend him highly!
Professional, Prompt Service
Alex G - August 2024
Very professional and prompt. Thank you!
Expert Help Through Every Situation
Daniel L - January 2025
Highly recommend Dan and Gemma who helped us find a mortgage and insurances, even considering some tricky situations in our lives. Thank you both!
Above and Beyond for First-Time Buyers
Annabelle H - January 2025
Dan was great from start to finish. He really took his time explaining everything to us as first time buyers and ensuring we had to right mortgage to suit our priorities. He went above and beyond in a number of ways that has materialised for us over the past couple of weeks. We couldn’t thank him enough!

FAQs

Frequently Asked Questions

Our service to you is ongoing, we will conduct regular reviews of your policy to ensure that your protection portfolio grows with you. We can amend your existing Life Insurance or review your options for a new policy at the time of review.

We recommend reviewing your options for a personal Life Insurance policy alongside any employee offered Death In Service Benefit. There are a few reasons for this; if you change employers in the future you cannot take the policy with you, if your health changes between now and then, you may find yourself unable to obtain insurance and therefore exposed. Employee Life insurance is not usually underwritten and could therefore exclude pre-existing medical conditions and make it more challenging in the event of a claim

Whilst it is not a stipulation of the mortgage, we highly recommend ensuring that your full mortgage can be repaid in the event of death within the term of the loan

Absolutely! We take our time to understand your medical history and source a provider to suit you best. In rare instances, it may not be possible to secure protection but in this event, we will continually review your circumstances and hope to secure a policy in the future

Blog

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