Mortgages
First Time Buyers
- - 6x – Advance affordability up to 6x household income.
- - 1 year – 1 years self-employed
- - £5,000 minimum deposit for first-time buyers
Moving Home
- - Stipend income
- - 95% - Up to 95% loan to value
- - Professional products - If you are a doctor, accountant, solicitor or other professional.
Remortgage
– 120 – Over 120 lenders to research from
– Releasing equity– releasing equity for home improvements or purchasing additional properties
-Day 1 – remortgage from day one of ownership
Buy-to-let
– SPV – lending into special purpose vehicles
– £0 – £0 personal income required with some lenders
– 80% – up to 80% loan to value
Shared Ownership
– 100% up to 100% mortgage without a deposit
– Rates – exclusive rates which selected lenders
– 12,000 – roughly 12,000 products available
Niche Lending
– JBSP – Joint Borrow Sole Proprietor, have family, or friends help you onto the property ladder
– Adverse Credit – Adverse Credit such as Defaults, Missed payments, Debt Management Plans, and even CCJ’s
– MUFB – Multi-Unit Freehold blocks is the name given to a group of properties under one freehold title.
Protection
Life Insurance
- – Mortgage Protection
- – Funeral Expenses
Family Income Benefit
- – Childcare Costs
- – Private Tuition Fees
Income Protection
- – Maintain essentials expenditure
- – Maintain Mortgage Repayments
- – Protect Credit Score
Critical Illness Cover
- – Fund Non-NHS Funded Treatments
- – Fund Ongoing Prescriptions
- – Protect Savings Pot
Home Insurance
- – Buildings & Contents Insurance
- – Landlords Insurance
- – Legal Expenses Cover & Home Emergency Cover
Business Protection
- – Keep your business in the right hands.
- – Secure profits, no matter what happens.
- – Ensure seamless operations by recruiting the right replacements.
The 4 Steps Home Ownership
Initial Consultation
We’ll get to know your goals and financial situation to find the best mortgage options for you.
Custom Fit Mortgage Plans
Tailored solutions to fit your needs, whether you’re buying your first home or remortgaging.
Personalised Guideance
We’ll guide you through the process, handling paperwork and offering clear advice.
A New Beginning
With your mortgage approved, you’re ready to start your journey to home ownership!
Testimonals
What Our Clients Say About Us
Our clients’ testimonials reflect our commitment to providing exceptional service and personalised solutions.
Blog
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